About Netizen
Who/What is Netizen by Netbank?
Netizen is one of the retail banking products of Netbank that focuses on the unique banking needs of our Kababayang Pinoy OFWs.
Netbank also launched Netbank Mobile last August of 2022, another retail banking product that allows users to access high-interest banking products.
Netbank is a fully regulated entity by Banko Sentral ng Pilipinas and was formerly known as Community Rural Bank of Romblon.
Netbank is the first Banking-As-A-Service platform in Southeast Asia operating on a full banking license. It provides banking services, on a fully white-labelled basis, so that Filipino Fintechs can grow fast and reduce their costs, thus accelerating financial inclusion and innovation. Some of our major partners and clients are Eplayment, Kayamo, Global Mobility Service Philippines Inc., Blend PH, Investree, Tazapay, SAVii PH, V5Pay, Nymcard, Spenmo Philippines and Aid:Tech.
Netbank also has a partnership with Wise, Mastercard, M Lhuillier Financial Services, Inc., ECPay, and Sendah Direct Philippines.
Netbank also has an openly accessible portal called "Netbank Virtual" that allows fintech companies to do self-onboarding and provide sandbox environments - allowing them to test drive our APIs, and multiple integration options.
How do I know that my funds will be safe?
Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) and regulated by Banko Sentral ng Pilipinas (BSP), providing a guarantee from the Philippines’ government that deposits up to PhP500,000 will always be paid back to you.
What services does Netizen offer?
Simple Banking for OFWs
With OFWs in mind, Netizen App offers:
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Low-cost foreign transfers from your bank account in the country where you work to a Netizen account.
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Easy money transfers to your family, to their bank account, or via cash-out from our network of agents.
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Simple Banking and Control, with all services offered from your mobile.
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Remittance Service with our partner Wise
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Regulars Savings earning interest
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Time Deposit
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Bills Payment
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Mobile Reload
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Control Over your Hard Earned Money
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Local Fund Transfer to other Banks and eWallets like Gcash, Paymaya, and GrabPay
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Cash-in and Cash-Out Options
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Financial advice, services, and tools, for you and your family. From advice on investment, saving, budgeting, government benefits to buying insurance, you can manage your whole finances through the Netizen App on your mobile anywhere you are. For updates on these services, follow us on our Facebook page and join our Netizen Facebook community.
Who can use the service?
Our banking services are eligible for any Filipino. You can open a personal account and even for your family members through downloading the app available on Google Play and Apple Store.
Is it available both overseas and in the Philippines?
Yes, since your Netizen account is accessible through the app on your mobile phone, you can easily do your banking wherever you are.